About NH Foreclosure Properties!

Foreclosure is the legal and professional proceeding in which a mortgagee, or other lienholder, usually a lender, obtains a court ordered termination of a mortgagor's equitable right of redemption. Usually a lender obtains a security interest from a borrower who mortgages or pledges an asset like a house to secure the loan. If the borrower defaults and the lender tries to repossess the property, courts of equity can grant the borrower the equitable right of redemption if the borrower repays the debt. While this equitable right exists, the lender cannot be sure that it can successfully repossess the property, thus the lender seeks to foreclose the equitable right of redemption. Other lienholders can also foreclose the owner's right of redemption for other debts, such as for overdue taxes, unpaid contractors' bills or overdue HOA dues or assessments.

The foreclosure process as applied to residential mortgage loans is a bank or other secured creditor selling or repossessing a parcel of real property (immovable property) after the owner has failed to comply with an agreement between the lender and borrower called a "mortgage" or "deed of trust". Commonly, the violation of the mortgage is a default in payment of a promissory note, secured by a lien on the property. When the process is complete, the lender can sell the property and keep the proceeds to pay off its mortgage and any legal costs, and it is typically said that "the lender has foreclosed its mortgage or lien". If the promissory note was made with a recourse clause then if the sale does not bring enough to pay the existing balance of principal and fees the mortgagee can file a claim for a deficiency judgement.

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MLS # 2782867 Bradford  NH          $499000.00 Commercial 1.45 Acres Sq Footage BANK OWNED PROPERTY, OFFERED WITHOUT REPRESENTATION OR WARRANTY WHATSOEVER.Excellent commercial retail location with visibility, parking and access from Rt. 103 or Rt. 114 to downt ... SEE / READ MORE!

MLS # 2824239 Bradford  NH          $155000.00 2 Bedrooms 1 Baths 3.2 Acres 1104 Sq Footage Solid modular home w/one car garage under & 3.2 pastoral acres w/some wetlands for bird & animal watching. Features one fl. living w/nicely sized LR, MBR & encl. porch, eat-in kit ... SEE / READ MORE!

MLS # 2834937 Newport  NH          $149000.00 3 Bedrooms 2 Baths 1.1 Acres 1281 Sq Footage Charming older home on nice level lot with mature plantings and room to garden, neighborhood near town and shopping BANK OWNED PROPERTY, OFFERED WITHOUT REPRESENTATIONS OR WARRANT ... SEE / READ MORE!

MLS # 2800350 Newport  NH          $129000.00 5 Bedrooms 1 Baths 0.17 Acres 1932 Sq Footage Bank owned property, offered as-is, where-is without representation or warranty whatsoever. Large, family home with back yard for play area, town water and sewer, dead end street. ... SEE / READ MORE!

MLS # 2816000 Andover  NH          $90000.00 Commercial 0.45 Acres Sq Footage Bank Owned - Property consists of a convenience store building on 0.452 +/- acres. The first floor was utilized as retail space and the second floor is a two bedroom apartment. T ... SEE / READ MORE!

NH MLS # 2782867 - COM .. $499000 .. 101  Main St., Bradford NH  .. Updated: 5/4/2010 11:40:55 AM
NH MLS # 2824239 - HOME .. $155000 .. 17  Old Sutton Road, Bradford NH  .. Updated: 8/3/2010 1:10:28 PM
NH MLS # 2834937 - HOME .. $149000 .. 324  Corbin Road, Newport NH  .. Updated: 5/11/2010 2:46:01 PM
NH MLS # 2800350 - HOME .. $129000 .. 6  Cottage St., Newport NH  .. Updated: 6/28/2010 11:25:23 AM
NH MLS # 2816000 - COM .. $90000 .. 776  Franklin Highway, Andover NH  .. Updated: 8/2/2010 10:10:05 AM
NH MLS # 2826274 - HOME .. $74900 .. 34  CENTENNIAL ST., Claremont NH  .. Updated: 8/19/2010 9:38:11 AM